Bill Haughton Equine Insurance
(954) 655-5547
Equine & Farm
Bill Haughton is dedicated to protecting all your equestrian investments by providing quality, cost-effective coverages. With Bill's knowledge of the equine industry, he  can discuss your specific insurance needs, as you go through the process of insuring your horse, equine business, equestrian association, or farm.
Full Mortality Coverage
Farm Coverage
This insurance policy protects the owner/lessor against the loss of a horse as a result of a covered accident, injury, illness or disease, while also providing coverage for theft of the horse. The premium is determined by a percentage of the horse’s value, as well as its intended use, breed, sex and age. Most policies are written on an agreed value basis and coverage is available in 50 states.  
We offer one of the industry's broadest and most comprehensive products available to the modern day horse farm owner at a competitive price. Coverage can be custom designed to meet the specific needs of your operation from a small acreage pleasure farm to a multiple location commercial farm.

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Loss of Use
The policy provides protection if you or your organization becomes legally liable for third party bodily injury or property damage claims to which this insurance applies. The policy includes medical payments coverage and defense coverage along with supplemental coverage, such as fire legal liability. Note that “third party” does not include family members or employees. (If you have employees, you will want to look into the need for Workers’ Compensation Employer Liability insurance.)
Your horse may be eligible for “full loss of use” due to illness or disease as well as an accident. If you opt for this coverage, a full veterinary exam is required plus a loss of use exam which includes radiographs. You must have medical insurance on the horse as a prerequisite for Loss of Use. Options vary with regard to disposition of the horse as part of the claim settlement.